:root{
  --navy:#0B1F3A;--deep:#071526;--teal:#00C2A8;--gold:#D7B46A;--white:#fff;
  --soft:#F4F8FB;--text:#263241;--muted:#687789;--border:#DDE6EF;
  --shadow:0 18px 50px rgba(7,21,38,.10)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--text);background:var(--white);line-height:1.7}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto;display:block}
.container{width:min(1180px,92%);margin:auto}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 24px;border-radius:999px;font-weight:800;border:1px solid transparent}
.btn-primary{background:var(--teal);color:var(--deep);box-shadow:0 12px 28px rgba(0,194,168,.25)}
.btn-secondary{border-color:rgba(255,255,255,.35);color:var(--white)}
header{position:sticky;top:0;z-index:20;background:rgba(11,31,58,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(255,255,255,.08)}
nav{display:flex;justify-content:space-between;align-items:center;padding:14px 0;color:var(--white);gap:18px}
.logo{display:flex;align-items:center;gap:10px;font-weight:900;font-size:1.15rem}
.logo-mark{width:36px;height:36px;border-radius:10px;background:linear-gradient(135deg,var(--teal),var(--gold));display:grid;place-items:center;color:var(--navy);font-weight:900}
.nav-links{display:flex;gap:18px;align-items:center;font-size:.94rem;color:rgba(255,255,255,.84);flex-wrap:wrap}
.hero,.page-hero{background:radial-gradient(circle at top right,rgba(0,194,168,.22),transparent 34%),linear-gradient(135deg,var(--navy),var(--deep));color:var(--white);padding:82px 0 62px}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.badge{display:inline-flex;gap:8px;align-items:center;padding:8px 13px;border-radius:999px;background:rgba(0,194,168,.12);color:var(--teal);font-weight:800;font-size:.9rem}
h1{font-size:clamp(2.25rem,5vw,4.55rem);line-height:1.04;margin:18px 0 20px;letter-spacing:-2px}
h2{font-size:clamp(1.75rem,3vw,2.9rem);line-height:1.15;letter-spacing:-1px;margin:0 0 18px;color:var(--navy)}
h3{font-size:1.28rem;color:var(--navy);margin:0 0 10px}
.hero p,.page-hero p{color:rgba(255,255,255,.86);font-size:1.08rem}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.trust-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:30px}
.trust-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:15px;color:rgba(255,255,255,.86)}
.hero-visual{background:rgba(255,255,255,.08);padding:16px;border-radius:28px;border:1px solid rgba(255,255,255,.15);box-shadow:var(--shadow)}
.hero-visual img{border-radius:20px;aspect-ratio:4/3;object-fit:cover;background:#102B4D}
section{padding:76px 0}
.section-light{background:var(--soft)}
.intro{max-width:860px;margin-bottom:34px}
.kicker{text-transform:uppercase;letter-spacing:.12em;color:var(--teal);font-weight:900;font-size:.8rem;margin-bottom:8px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:var(--white);border:1px solid var(--border);border-radius:22px;padding:26px;box-shadow:0 8px 30px rgba(7,21,38,.06)}
.feature-list{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:26px}
.feature{background:var(--white);border:1px solid var(--border);padding:22px;border-radius:20px}
.feature strong{display:block;color:var(--navy);font-size:1.05rem;margin-bottom:8px}
.steps{counter-reset:step;display:grid;gap:16px}
.step{position:relative;padding:22px 22px 22px 72px;background:var(--white);border:1px solid var(--border);border-radius:20px}
.step:before{counter-increment:step;content:counter(step);position:absolute;left:22px;top:22px;width:34px;height:34px;border-radius:50%;background:var(--navy);color:var(--white);display:grid;place-items:center;font-weight:900}
.pros-cons{display:grid;grid-template-columns:1.2fr .8fr;gap:24px}
ul{padding-left:20px}li{margin-bottom:10px}
.warning{background:#FFF7ED;border:1px solid #FED7AA;border-radius:18px;padding:18px;color:#7C2D12}
.testimonial{border-left:4px solid var(--teal)}
.cta-band{background:linear-gradient(135deg,var(--navy),var(--deep));color:var(--white);border-radius:30px;padding:46px;display:grid;grid-template-columns:1.2fr .8fr;gap:28px;align-items:center}
.cta-band h2{color:var(--white)}
.faq details{background:var(--white);border:1px solid var(--border);border-radius:18px;padding:18px 20px;margin-bottom:14px}
.faq summary{cursor:pointer;font-weight:900;color:var(--navy)}
.breadcrumb{font-size:.92rem;margin-bottom:18px;color:rgba(255,255,255,.76)}
.breadcrumb a{text-decoration:underline;text-underline-offset:3px}
.content-page{max-width:920px}
.content-page h2{margin-top:34px}
.content-page p{margin:0 0 18px}
.meta-note{font-size:.92rem;color:var(--muted)}
footer{background:var(--deep);color:rgba(255,255,255,.76);padding:42px 0;font-size:.92rem}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:28px}
.footer-links{display:flex;gap:14px;flex-wrap:wrap}
.footer-links a{text-decoration:underline;text-underline-offset:3px}
@media(max-width:850px){
  .hero-grid,.grid-2,.grid-3,.pros-cons,.cta-band,.footer-grid{grid-template-columns:1fr}
  .feature-list{grid-template-columns:1fr}.nav-links{display:none}.trust-strip{grid-template-columns:1fr}
  section{padding:56px 0}
}